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Memorial Dentists will file dental insurance claims as a courtesy to our patients. We do not have a contract with each insurance company, only the patient does. Memorial Dentists is not responsible for how an insurance company handles claims or for what benefits they pay on a claim. We can only assist in estimating the portion of the cost due for the services we provide.
Memorial Dentists, at no time, guarantees what insurance will or will not do with each claim. Ultimately, Memorial Dentists is not responsible for any errors in filing dental insurance, but will make every effort to help our patients through this process. Once again, Memorial Dentists file claims as a courtesy to our patients.
Memorial Dentists accepts most dental insurance plans. We are participating providers with most insurance plans. Memorial Dentists also participates with Cigna DMO and Delta Care USA DMO plans
Memorial Dentists will file dental insurance claims as a courtesy to our patients. We do not have a contract with each insurance company, only the patient does. Memorial Dentists is not responsible for how an insurance company handles claims or for what benefits they pay on a claim. We can only assist in estimating the portion of the cost due for the services we provide.
Memorial Dentists, at no time, guarantees what insurance will or will not do with each claim. Ultimately, Memorial Dentists is not responsible for any errors in filing dental insurance, but will make every effort to help our patients through this process. Once again, Memorial Dentists file claims as a courtesy to our patients.
Memorial Dentists accepts most dental insurance plans. We are participating providers with most insurance plans. Memorial Dentists also participates with Cigna DMO and Delta Care USA DMO plans
Dr. Terri Alani answers all of your questions about what to expect from your dental insurance.
Insurance companies establish UCR fees, as explained below:
The concept of using UCR fees to determine how much to reimburse patients covered by dental insurance for specific treatment was introduced by the insurance industry in the early 1960s.
A Dental PPO will allow for both “in-network” services as well as “out-of-network” services. In-network services are usually covered at a higher level with less subscriber out-of-pocket costs, while out-of-network services are covered at lower levels and can require the subscriber to bear a greater portion of the cost.
Under a Dental Maintenance Organization (DMO), services are available on an “in-network” basis only. Payment for services are usually in the form of a copay. These copays are usually higher because they make up the majority of the cost of the service. No coverage is offered for services provided by dentists outside of the DMO network.
Discount plans are simply a plan where the patient pays a copay determined by the plan. These plan benefits are available on an “in-network” basis only. These plans are quite similar to a DMO however there is no co-insurance payment from the plan
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